Privacy Policy

Last Updated: April 15, 2025

At TaxQue (SSBA Innovations Ltd), we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our services, website, and applications.

1. Scope & Applicability

This Privacy Policy applies to all individuals and entities who interact with TaxQue, including but not limited to:

  • Clients: Individuals who have engaged our tax and compliance services
  • Website Visitors: Anyone accessing our website or applications
  • Service Enquirers: Individuals inquiring about our services
  • Service Providers: Entities providing services to TaxQue
  • Advisors & Consultants: Professionals collaborating with us
  • Beneficiaries: Direct and indirect beneficiaries of our services

This policy governs our website, mobile applications, and all services including income tax return filing, GST compliance, tax planning, and related ancillary services.

2. Information We Collect

We collect various types of information to provide and improve our services:

Personal Information

  • Name, address, contact details
  • PAN, Aadhaar, GSTIN numbers
  • Date of birth, gender
  • Bank account details
  • Professional information

Financial Information

  • Income details and sources
  • Investment information
  • Tax payment history
  • Bank statements
  • Financial documents

Technical Information

  • IP address and device information
  • Browser type and version
  • Pages visited and time spent
  • Cookies and tracking data
  • Location information

Collection Methods

We collect information through:

  • Direct interactions (forms, applications)
  • Automated technologies (cookies, analytics)
  • Third-party sources (banks, financial institutions)
  • Publicly available sources
  • Service usage data

3. How We Use Your Information

We use your personal information for legitimate business purposes including:

  • Service Delivery: Processing tax returns, GST filings, and compliance services
  • Verification: Identity verification and KYC compliance
  • Communication: Sending service updates, alerts, and important notices
  • Improvement: Enhancing our services and user experience
  • Legal Compliance: Fulfilling regulatory and legal obligations
  • Security: Protecting against fraud and unauthorized access
  • Marketing: Sending relevant offers and information (with consent)
  • Research: Conducting analysis and research for service improvement

Legal Basis for Processing

We process your data based on:

  • Contractual Necessity: To fulfill our service agreement with you
  • Legal Obligation: To comply with tax and regulatory requirements
  • Legitimate Interest: For business operations and service improvement
  • Consent: Where required by law, with your explicit consent

4. Data Sharing & Disclosure

We may share your information with third parties only in the following circumstances:

Regulatory Authorities

  • Income Tax Department
  • GST Network (GSTN)
  • Registrar of Companies
  • Other government agencies

Service Partners

  • Chartered Accountants
  • Legal advisors
  • Technology providers
  • Payment processors

Other Parties

  • With your explicit consent
  • For legal proceedings
  • Business transfers
  • Protection of rights

Confidentiality Commitment

All third parties with whom we share data are bound by strict confidentiality agreements and data protection obligations. We never sell your personal information to third parties for marketing purposes.

5. Data Security Measures

We implement robust security measures to protect your information:

  • Encryption: SSL/TLS encryption for data transmission
  • Access Controls: Role-based access and authentication
  • Network Security: Firewalls and intrusion detection systems
  • Physical Security: Secure data centers and facilities
  • Regular Audits: Security assessments and penetration testing
  • Employee Training: Regular privacy and security training
  • Incident Response: Procedures for security incidents
  • Data Backup: Regular backups and disaster recovery

6. Data Retention Period

We retain your personal information only as long as necessary:

  • Active Clients: Duration of service plus 7 years for tax records
  • Financial Records: 8 years as per Income Tax Act requirements
  • Legal Requirements: As required by applicable laws and regulations
  • Business Needs: For legitimate business purposes
  • Consent Period: Until consent is withdrawn (where applicable)

After the retention period, we securely delete or anonymize your data. Backups may be retained for additional periods as per our data retention policy.

Your Privacy Rights

You have the following rights regarding your personal information:

Right to Access

Request access to your personal information we hold

Right to Rectification

Request correction of inaccurate or incomplete data

Right to Erasure

Request deletion of your personal information

Right to Restrict

Request restriction of processing your data

Data Portability

Receive your data in a structured, machine-readable format

Right to Object

Object to processing of your personal information

Withdraw Consent

Withdraw consent at any time (where applicable)

Lodge Complaint

Right to complain to data protection authorities

To exercise any of these rights, please contact our Data Protection Officer using the contact information provided below.

7. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience:

  • Essential Cookies: Required for website functionality
  • Analytics Cookies: Help us understand how visitors use our site
  • Preference Cookies: Remember your settings and preferences
  • Marketing Cookies: Track effectiveness of marketing campaigns

You can control cookies through your browser settings. However, disabling essential cookies may affect website functionality.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to remove that information.

9. Changes to This Policy

We may update this Privacy Policy periodically. When we make changes:

  • We will update the "Last Updated" date at the top of this policy
  • We will notify you of significant changes via email or website notice
  • We will obtain consent for material changes where required by law
  • Continued use of our services after changes constitutes acceptance

We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact & Compliance Information

For privacy-related inquiries or to exercise your rights, please contact:

Data Protection Officer

Mr. Rajesh Kumar

dpo@taxque.com

Email Support

privacy@taxque.com

Response within 48 hours

Phone Support

+91-XXXX-XXXXXX

Mon-Fri, 9 AM - 6 PM

Registered Office

SSBA Innovations Ltd (TaxQue)
123 Business Plaza, Financial District
Mumbai, Maharashtra 400001
India

Grievance Officer

As required under the Information Technology Act, 2000:
Name: Ms. Priya Sharma
Email: grievance@taxque.com
Address: Same as registered office